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The Project

The European Union, as well as the whole world, is in a very difficult economic situation. Almost all countries have to cope with the crisis and their citizens are forced to deal with a new, financially difficult and demanding situation. At the same time, the societies of Europe are facing additional problems: aging populations, an increasing number of people ending education very early in their lives, reducing provisions from the State and employers. Young people are not prepared to deal with this financially difficult situation – and schools don’t take financial education much in consideration. The majority of people seriously lack the knowledge about financial matters and planning. The need for financial education is becoming more and more obvious in all European countries, as living in the circumstances of globalization, ICT growth and overwhelming inflow of new, completely innovative goods becomes more and more demanding for customers. Financial goods are changing and a variety of new products is introduced on the market every month, every week or even every day. Banks offer a variety of products which are so complicated that without the necessary knowledge about finances people risk losing money and falling into debt traps.

The HBM project supports the development of innovative ICT-based content for lifelong learning in the field of financial education. It fosters the uptake of ICT for learning in education and training systems, including open and distance learning and open educational resources. This universal subject – financial education – is applicable to many sectors almost in the same shape: the needs are the same for students, youth, adults, or seniors. The technology to be fostered is a method that consists in production of e-learning solutions on an e-learning platform (which can be accessed on a PC, a notebook, or mobile devices).

Under the project an e-course (tutorials) will be developed to teach people how to gain financial independence and take responsibility for their financial future, taking into consideration the following issues: understanding the concept of money, a person’s financial needs throughout life (including retirement), financial management in the short, medium and long term, the meaning and consequences of saving and borrowing, how to manage debts and avoid difficulties, the concept of investment.

Aims/Results/Partners

Aims & Objectives

Results

Try the first module of the tutorial, click on the picture below and use our tools LMS Losglobos - financial education

The main result of the project is the development of an e-course (tutorials) to teach people how to gain financial independence and take responsibility for their financial future, taking into consideration the following issues: understanding the concept of money, a person’s financial needs throughout life (including retirement), the concept of money, financial management in the short, medium and long term, the meaning and consequences of saving and borrowing, how to manage debts and avoid difficulties, and the concept of investment.

The project will foster digital competences among all the involved, enabling them to gain new competences through formal and informal learning. The project’s target groups will acquire new qualifications and competences in the field of financial education (including mathematical and digital competences). The project also promotes economic and financial literacy. Through the use of distance learning (e-learning) and mobile learning the general access to lifelong learning will be broadened. Additionally, the project will improve the mobility of educators throughout Europe and support the development of innovative ICT content. The financial education tutorials are made in 5 languages so the added value of the project is the improvement of one’s language competences, as one can compare the content in different languages and learn a language at the same time.

The project will cause a positive change in terms of:

creating an incentive for youth and adults,
increasing interest in the project among local educational institutions, as well as educational institutions from different European countries,
increasing mobility of staff who take part in the project’s training,
creating interest in the project outcomes among institutions not involved in the partnership,
developing new initiatives between partners from European countries,
increasing interest in e-learning courses,
developing a new OER product on the offer of the educational institutions,
promoting further cooperation between institutions,
developing a e-learning platform for new countries and languages,
making new contacts and establishing professional relations.

Partners

News

Try the first module of the tutorial, click on the picture below and use our tools LMS Losglobos - financial education

The first module on financial education will be soon available. We invite you to watch the introductory movie.

Contact

Globalnet sp. Z o.o.
Ul. Ratajczaka 20/18a
61-815 Poznań

Phone no.: +48 61 223 86 02

E-mail address: info@globalnet.com.pl

Funding

This project has been funded with support from the European Commission.
This publication [communication] reflects the views only of the author, and the Commission cannot be held responsible for any use which may be made of the information contained therein.